Come and discover our new Detra Note “BACK TO THE FUTURE (1)” at our first Lunch&Learn@Detralytics on November 13th.
In this Detra Note, Michel Denuit and Julien Trufin describe how rapid changes in mortality combined with persistently low interest rates make it very difficult to market conventional life annuities. This suggests returning to a purely mutualistic form of sharing the individual risk of longevity. This Detra Note describes this approach and its many advantages.
In Detralytics’ two notes entitled “Back to the Future” (part I et II), the authors demonstrate how a return to the fundamentals of Insurance (i.e. risk sharing in its most basic form), revisited in the light of the most recent actuarial techniques, would address many of the industry’s current challenges.
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First 10 subscriptions will be treated