We are pleased to share with you our Detra Note 2021-3 on "Tarification d'expérience sur statistiques sinistres écrêtées".
This Paper is only available in French.
Credibility theory is mainly used in the context of work accident and professional indemnity insurance contract pricing.
However, the presence of big claims represents a practical issue, causing a dramatic increase of the premium when they occur, and leading to an underestimation of credibility factors.
This note provides a technical model formalizing previous analysis as well as a case study on a professional indemnity insurance portfolio."
N'hésitez pas à modifier le texte. Je ne suis pas certain à 100% de la traduction de "responsabilité civile B2B.