We are pleased to share with you our Detra Note 2021-3 on "Tarification d'expérience sur statistiques sinistres écrêtées".
This Paper is only available in French.
Credibility theory is mainly used in the context of work accident and professional indemnity insurance contract pricing.
However, the presence of big claims represents a practical issue, causing a dramatic increase of the premium when they occur, and leading to an underestimation of credibility factors.
This note provides a technical model formalizing previous analysis as well as a case study on a professional indemnity insurance portfolio."
N'hésitez pas à modifier le texte. Je ne suis pas certain à 100% de la traduction de "responsabilité civile B2B.
To provide the best experiences, we use technologies like cookies to store and/or access device information. Consenting to these technologies will allow us to process data. Not consenting or withdrawing consent, may adversely affect certain features and functions.
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
The technical storage or access that is used exclusively for statistical purposes.The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.