Abstract
Climate change is accompanied by an increase in both the frequency and severity of natural disasters. The proposed solutions to address these challenges also carry their own set of associated risks. The insurance sector is therefore naturally positioned to play a leading role, drawing on centuries of experience in managing all types of risks and continually pushing the boundaries of insurability through ever more effective strategies.
This paper aims to demonstrate that the sector could develop innovative solutions in partnership with public authorities, for the benefit of all.
Sector: Insurance
Expertise: Climate Risks
Authors: Michel Denuit, Julien Trufin
Publisher: Detralytics
Date: July 10, 2025
Language: French
Pages: 9
Reference : Detra Note 2025-3
About the authors

Michel Denuit
Michel is an Honorary Scientific Advisor at Detralytics, as well as a professor in actuarial science at the Université Catholique de Louvain. He has international experience as a visiting professor, and has promoted many projects in collaboration with the industry. At Detralytics, Michel coaches young talents, provides cutting-edge training, fosters innovation and oversees R&D projects.

Julien Trufin
Julien is a Scientific Advisor at Detralytics, as well as a professor in Actuarial Science at the department of mathematics of the Université Libre de Bruxelles. Julien has experience as a consultant and a strong academic background developed at prominent institutions, including Université Laval (Canada), UCL, and ULB (Belgium). At Detralytics, Julien coaches young talents, provide cutting-edge training, fosters innovation and oversees R&D projects.