{"id":5293,"date":"2025-04-01T09:19:30","date_gmt":"2025-04-01T09:19:30","guid":{"rendered":"https:\/\/detralytics.com\/?p=5293"},"modified":"2026-08-21T13:31:09","modified_gmt":"2026-08-21T13:31:09","slug":"insurance-risk-classification-with-generalized-gaussian-process-regression-models","status":"publish","type":"post","link":"https:\/\/detralytics.com\/fr\/publication\/insurance-risk-classification-with-generalized-gaussian-process-regression-models\/","title":{"rendered":"Insurance risk classification with generalized gaussian process regression models"},"content":{"rendered":"
\n\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\n\t\n<\/svg>\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Insurance risk classification with generalized gaussian process regression models<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

DetraNote 2025-2<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\t\t\t
\n\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\"Detra\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t<\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\tT\u00e9l\u00e9charger<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Introduction<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t
\n
\n
\n

This paper proposes a new approach to risk classification based on Generalized Gaussian Process Regression (GGPR). The response under consideration obeys a distribution belonging to the Exponential Dispersion (ED) family. It typically corresponds to a claim count or a claim severity in the context of insurance studies. GGPR is a supervised machine learning method with Bayesian flavor. Individual random effects obeying a multivariate Normal distribution are connected with the help of their covariance matrix built from a so-called kernel function. The latter enforces smoothness, borrowing information from similar risk profiles. Bayesian Generalized Linear Models (GLMs) and Generalized Additive Models (GAMs) are recovered as special cases, assuming a highly-structured prior covariance matrix. Compared to the existing literature, this paper innovates to account for the specificity of data entering insurance studies. First, proper risk exposures are included in model formulation and development. Second, parameters are estimated by minimizing deviance instead of an approximated log-likelihood. Third, categorical features that are often encountered in insurance data bases are coded with the help of an embedding method based on Burt matrices. Fourth, K-means clustering is used to reduce the dimension of the problem and create model points within large insurance portfolios. Numerical illustrations performed on publicly available insurance data sets illustrate the relevance of the GGPR approach to risk classification. Benchmarked against the classical GLM, the performances of GGPR turn out to be excellent given its reduced number of parameters. This suggests that GGPR nicely enriches the actuarial toolkit by providing preliminary predictions that can then be structured with additive scores like those entering GLMs and GAMs.<\/p>\n<\/div>\n<\/div>\n<\/div>\n

Mots-cl\u00e9s : <\/span><\/strong>Exponential Dispersion family, Mixed models, Risk classification, Categorical embedding, Burt distance, Model points.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Secteur : <\/b>Assurance<\/p>\n

<\/b>Expertise: <\/b>Risk<\/p>\n

Auteurs : <\/b>Donatien Hainaut and<\/p>\n

\n
\n
\n

Michel Denuit\u0084<\/p>\n<\/div>\n<\/div>\n<\/div>\n

\u00a0<\/p>\n

\u00c9diteur :<\/b> Detralytics<\/p>\n

Date:<\/b> April 2025<\/p>\n

Langue :<\/b> Anglais<\/p>\n

Pages:<\/b> 34<\/p>\n

R\u00e9f\u00e9rence :<\/b> Detra Note 2025-2<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t
\n\t\t\t
<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

\u00c0 propos des auteurs<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\t\t\t
\n\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"Donatien\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Donatien Hainaut<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Donatien Hainaut est Conseiller Scientifique chez Detralytics et Professeur \u00e0 l\u2019UCLouvain (Belgique), o\u00f9 il dirige le Master en Data Science \u00e0 orientation statistique. Auparavant, il a occup\u00e9 plusieurs postes acad\u00e9miques, notamment en tant que Professeur Associ\u00e9 \u00e0 la Rennes School of Business et \u00e0 l\u2019ENSAE \u00e0 Paris. Il poss\u00e8de \u00e9galement une solide exp\u00e9rience en entreprise, ayant travaill\u00e9 comme Risk Officer, Quantitative Analyst et ALM Officer.<\/p>

Actuaire qualifi\u00e9 et titulaire d\u2019un doctorat en Asset and Liability Management, ses recherches actuelles portent sur les m\u00e9canismes de contagion dans les processus stochastiques ainsi que sur les applications des r\u00e9seaux de neurones en assurance.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

\n\t\t\t\t\t
\n\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"Michel\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Michel Denuit<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Michel est conseiller scientifique chez Detralytics, ainsi que professeur en sciences actuarielles \u00e0 l\u2019Universit\u00e9 catholique de Louvain. Il dispose d\u2019une exp\u00e9rience internationale en tant que professeur invit\u00e9 et a men\u00e9 de nombreux projets en collaboration avec l\u2019industrie. Chez Detralytics, Michel accompagne les jeunes talents, dispense des formations de pointe, stimule l\u2019innovation et supervise les projets de R&D.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t<\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\tAll Publications<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

This paper proposes a new approach to risk classification based on Generalized Gaussian Pro-cess Regression (GGPR).<\/p>","protected":false},"author":1,"featured_media":5299,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[133],"tags":[],"class_list":["post-5293","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-publication"],"yoast_head":"\nDetra Note : Insurance risk classification<\/title>\n<meta name=\"description\" content=\"Actuarial Publication : This paper proposes a new approach to risk classification based on Generalized Gaussian Process Regression (GGPR).\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/detralytics.com\/fr\/publication\/insurance-risk-classification-with-generalized-gaussian-process-regression-models\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Detra Note : Insurance risk classification\" \/>\n<meta property=\"og:description\" content=\"Actuarial Publication : This paper proposes a new approach to risk classification based on Generalized Gaussian Process Regression (GGPR).\" \/>\n<meta property=\"og:url\" content=\"https:\/\/detralytics.com\/fr\/publication\/insurance-risk-classification-with-generalized-gaussian-process-regression-models\/\" \/>\n<meta property=\"og:site_name\" content=\"detralytics.com\" \/>\n<meta property=\"article:published_time\" content=\"2025-04-01T09:19:30+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-21T13:31:09+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/detralytics.com\/wp-content\/uploads\/2025\/04\/Capture-decran-2025-04-01-a-11.09.36.png\" \/>\n\t<meta property=\"og:image:width\" content=\"428\" \/>\n\t<meta property=\"og:image:height\" content=\"605\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Detralytics\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Detralytics\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/detralytics.com\\\/publication\\\/insurance-risk-classification-with-generalized-gaussian-process-regression-models\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/detralytics.com\\\/publication\\\/insurance-risk-classification-with-generalized-gaussian-process-regression-models\\\/\"},\"author\":{\"name\":\"Detralytics\",\"@id\":\"https:\\\/\\\/detralytics.com\\\/#\\\/schema\\\/person\\\/afceedbd1f9efae3aff3db243bb1890d\"},\"headline\":\"Insurance risk classification with generalized gaussian process regression models\",\"datePublished\":\"2025-04-01T09:19:30+00:00\",\"dateModified\":\"2026-08-21T13:31:09+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/detralytics.com\\\/publication\\\/insurance-risk-classification-with-generalized-gaussian-process-regression-models\\\/\"},\"wordCount\":488,\"publisher\":{\"@id\":\"https:\\\/\\\/detralytics.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/detralytics.com\\\/publication\\\/insurance-risk-classification-with-generalized-gaussian-process-regression-models\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/detralytics.com\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/Capture-decran-2025-04-01-a-11.09.36.png\",\"articleSection\":[\"Publication\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/detralytics.com\\\/publication\\\/insurance-risk-classification-with-generalized-gaussian-process-regression-models\\\/\",\"url\":\"https:\\\/\\\/detralytics.com\\\/publication\\\/insurance-risk-classification-with-generalized-gaussian-process-regression-models\\\/\",\"name\":\"Detra Note : Insurance risk classification\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/detralytics.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/detralytics.com\\\/publication\\\/insurance-risk-classification-with-generalized-gaussian-process-regression-models\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/detralytics.com\\\/publication\\\/insurance-risk-classification-with-generalized-gaussian-process-regression-models\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/detralytics.com\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/Capture-decran-2025-04-01-a-11.09.36.png\",\"datePublished\":\"2025-04-01T09:19:30+00:00\",\"dateModified\":\"2026-08-21T13:31:09+00:00\",\"description\":\"Actuarial Publication : This paper proposes a new approach to risk classification based on Generalized Gaussian Process Regression (GGPR).\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/detralytics.com\\\/publication\\\/insurance-risk-classification-with-generalized-gaussian-process-regression-models\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/detralytics.com\\\/publication\\\/insurance-risk-classification-with-generalized-gaussian-process-regression-models\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/detralytics.com\\\/publication\\\/insurance-risk-classification-with-generalized-gaussian-process-regression-models\\\/#primaryimage\",\"url\":\"https:\\\/\\\/detralytics.com\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/Capture-decran-2025-04-01-a-11.09.36.png\",\"contentUrl\":\"https:\\\/\\\/detralytics.com\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/Capture-decran-2025-04-01-a-11.09.36.png\",\"width\":428,\"height\":605,\"caption\":\"Detra Note : Insurance risk classification with generalized gaussian process regression models.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/detralytics.com\\\/publication\\\/insurance-risk-classification-with-generalized-gaussian-process-regression-models\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/detralytics.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Insurance risk classification with generalized gaussian process regression models\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/detralytics.com\\\/#website\",\"url\":\"https:\\\/\\\/detralytics.com\\\/\",\"name\":\"detralytics.com\",\"description\":\"People Drive Actuarial Innovation\",\"publisher\":{\"@id\":\"https:\\\/\\\/detralytics.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/detralytics.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/detralytics.com\\\/#organization\",\"name\":\"Detralytics\",\"url\":\"https:\\\/\\\/detralytics.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/detralytics.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/detralytics.com\\\/wp-content\\\/uploads\\\/2020\\\/04\\\/NEW-logo-detra.png\",\"contentUrl\":\"https:\\\/\\\/detralytics.com\\\/wp-content\\\/uploads\\\/2020\\\/04\\\/NEW-logo-detra.png\",\"width\":9329,\"height\":2348,\"caption\":\"Detralytics\"},\"image\":{\"@id\":\"https:\\\/\\\/detralytics.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.linkedin.com\\\/company\\\/18195267\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/detralytics.com\\\/#\\\/schema\\\/person\\\/afceedbd1f9efae3aff3db243bb1890d\",\"name\":\"Detralytics\",\"url\":\"https:\\\/\\\/detralytics.com\\\/fr\\\/author\\\/admin\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Detra Note : Insurance risk classification","description":"Actuarial Publication : This paper proposes a new approach to risk classification based on Generalized Gaussian Process Regression (GGPR).","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/detralytics.com\/fr\/publication\/insurance-risk-classification-with-generalized-gaussian-process-regression-models\/","og_locale":"fr_FR","og_type":"article","og_title":"Detra Note : Insurance risk classification","og_description":"Actuarial Publication : This paper proposes a new approach to risk classification based on Generalized Gaussian Process Regression (GGPR).","og_url":"https:\/\/detralytics.com\/fr\/publication\/insurance-risk-classification-with-generalized-gaussian-process-regression-models\/","og_site_name":"detralytics.com","article_published_time":"2025-04-01T09:19:30+00:00","article_modified_time":"2026-08-21T13:31:09+00:00","og_image":[{"width":428,"height":605,"url":"https:\/\/detralytics.com\/wp-content\/uploads\/2025\/04\/Capture-decran-2025-04-01-a-11.09.36.png","type":"image\/png"}],"author":"Detralytics","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"Detralytics","Dur\u00e9e de lecture estim\u00e9e":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/detralytics.com\/publication\/insurance-risk-classification-with-generalized-gaussian-process-regression-models\/#article","isPartOf":{"@id":"https:\/\/detralytics.com\/publication\/insurance-risk-classification-with-generalized-gaussian-process-regression-models\/"},"author":{"name":"Detralytics","@id":"https:\/\/detralytics.com\/#\/schema\/person\/afceedbd1f9efae3aff3db243bb1890d"},"headline":"Insurance risk classification with generalized gaussian process regression models","datePublished":"2025-04-01T09:19:30+00:00","dateModified":"2026-08-21T13:31:09+00:00","mainEntityOfPage":{"@id":"https:\/\/detralytics.com\/publication\/insurance-risk-classification-with-generalized-gaussian-process-regression-models\/"},"wordCount":488,"publisher":{"@id":"https:\/\/detralytics.com\/#organization"},"image":{"@id":"https:\/\/detralytics.com\/publication\/insurance-risk-classification-with-generalized-gaussian-process-regression-models\/#primaryimage"},"thumbnailUrl":"https:\/\/detralytics.com\/wp-content\/uploads\/2025\/04\/Capture-decran-2025-04-01-a-11.09.36.png","articleSection":["Publication"],"inLanguage":"fr-FR"},{"@type":"WebPage","@id":"https:\/\/detralytics.com\/publication\/insurance-risk-classification-with-generalized-gaussian-process-regression-models\/","url":"https:\/\/detralytics.com\/publication\/insurance-risk-classification-with-generalized-gaussian-process-regression-models\/","name":"Detra Note : Insurance risk classification","isPartOf":{"@id":"https:\/\/detralytics.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/detralytics.com\/publication\/insurance-risk-classification-with-generalized-gaussian-process-regression-models\/#primaryimage"},"image":{"@id":"https:\/\/detralytics.com\/publication\/insurance-risk-classification-with-generalized-gaussian-process-regression-models\/#primaryimage"},"thumbnailUrl":"https:\/\/detralytics.com\/wp-content\/uploads\/2025\/04\/Capture-decran-2025-04-01-a-11.09.36.png","datePublished":"2025-04-01T09:19:30+00:00","dateModified":"2026-08-21T13:31:09+00:00","description":"Actuarial Publication : This paper proposes a new approach to risk classification based on Generalized Gaussian Process Regression (GGPR).","breadcrumb":{"@id":"https:\/\/detralytics.com\/publication\/insurance-risk-classification-with-generalized-gaussian-process-regression-models\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/detralytics.com\/publication\/insurance-risk-classification-with-generalized-gaussian-process-regression-models\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/detralytics.com\/publication\/insurance-risk-classification-with-generalized-gaussian-process-regression-models\/#primaryimage","url":"https:\/\/detralytics.com\/wp-content\/uploads\/2025\/04\/Capture-decran-2025-04-01-a-11.09.36.png","contentUrl":"https:\/\/detralytics.com\/wp-content\/uploads\/2025\/04\/Capture-decran-2025-04-01-a-11.09.36.png","width":428,"height":605,"caption":"Detra Note : Insurance risk classification with generalized gaussian process regression models."},{"@type":"BreadcrumbList","@id":"https:\/\/detralytics.com\/publication\/insurance-risk-classification-with-generalized-gaussian-process-regression-models\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/detralytics.com\/"},{"@type":"ListItem","position":2,"name":"Insurance risk classification with generalized gaussian process regression models"}]},{"@type":"WebSite","@id":"https:\/\/detralytics.com\/#website","url":"https:\/\/detralytics.com\/","name":"detralytics.com","description":"People Drive Actuarial Innovation","publisher":{"@id":"https:\/\/detralytics.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/detralytics.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/detralytics.com\/#organization","name":"Detralytics","url":"https:\/\/detralytics.com\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/detralytics.com\/#\/schema\/logo\/image\/","url":"https:\/\/detralytics.com\/wp-content\/uploads\/2020\/04\/NEW-logo-detra.png","contentUrl":"https:\/\/detralytics.com\/wp-content\/uploads\/2020\/04\/NEW-logo-detra.png","width":9329,"height":2348,"caption":"Detralytics"},"image":{"@id":"https:\/\/detralytics.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.linkedin.com\/company\/18195267\/"]},{"@type":"Person","@id":"https:\/\/detralytics.com\/#\/schema\/person\/afceedbd1f9efae3aff3db243bb1890d","name":"Detralytics","url":"https:\/\/detralytics.com\/fr\/author\/admin\/"}]}},"_links":{"self":[{"href":"https:\/\/detralytics.com\/fr\/wp-json\/wp\/v2\/posts\/5293","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/detralytics.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/detralytics.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/detralytics.com\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/detralytics.com\/fr\/wp-json\/wp\/v2\/comments?post=5293"}],"version-history":[{"count":9,"href":"https:\/\/detralytics.com\/fr\/wp-json\/wp\/v2\/posts\/5293\/revisions"}],"predecessor-version":[{"id":7787,"href":"https:\/\/detralytics.com\/fr\/wp-json\/wp\/v2\/posts\/5293\/revisions\/7787"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/detralytics.com\/fr\/wp-json\/wp\/v2\/media\/5299"}],"wp:attachment":[{"href":"https:\/\/detralytics.com\/fr\/wp-json\/wp\/v2\/media?parent=5293"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/detralytics.com\/fr\/wp-json\/wp\/v2\/categories?post=5293"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/detralytics.com\/fr\/wp-json\/wp\/v2\/tags?post=5293"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}